Dr. Benjamin Soffer, DO
Verified ExpertBoard-certified internist with 15+ years of clinical experience. Former Chair of Internal Medicine. Associate Professor at FAU.
Dr. Soffer limits his concierge practice to 50 patients, allowing him to provide comprehensive personalized care and guidance on healthcare optimization — including tax-efficient strategies for managing healthcare costs.
The Short Answer
Yes, concierge medicine fees may be tax deductible as a medical expense. The IRS has indicated that concierge medicine membership fees paid for medical care can qualify as deductible medical expenses under Section 213(d) of the Internal Revenue Code.
This means that the retainer fee you pay for access to your concierge physician — covering 24/7 availability, same-day appointments, house calls, and extended visits — may be included among your itemized medical expense deductions.
However, every tax situation is different. We always recommend consulting with your CPA or qualified tax professional to understand how this applies to your specific circumstances.
If you're still in the choosing-a-practice stage, our guide to the best concierge doctors in Palm Beach County covers panel size, annual fees, house-call access, and what's actually included across the leading South Florida practices.
Local to the area? See how concierge care works in Boca Raton, West Palm Beach, and across Palm Beach County, or find a concierge doctor near you.
How It Works
Understanding the tax treatment of concierge medicine involves three key concepts.
Medical Expense Threshold
Medical expenses are deductible on your federal tax return to the extent they exceed 7.5% of your adjusted gross income (AGI). You must itemize deductions on Schedule A to claim this.
What Qualifies
The IRS considers concierge medicine membership fees a medical expense when the fee is paid for medical services. The retainer covers your doctor’s time, availability, and direct access to care.
HSA/FSA Eligibility
Concierge membership fees may be eligible for payment through your Health Savings Account (HSA) or Flexible Spending Account (FSA). Check with your plan administrator for specific rules.
What This Means in Practice
Here are some practical examples of how the medical expense deduction works with concierge medicine.
Example: $100,000 AGI
If your adjusted gross income is $100,000, you can deduct medical expenses exceeding $7,500 (7.5%). If your concierge fee plus other medical costs total $10,000, you could deduct $2,500.
Combining Expenses
Your concierge fee can be combined with other qualified medical expenses — prescriptions, specialist copays, dental work, vision care — to help you reach the 7.5% threshold.
Annual Documentation
Dr. Soffer’s office provides an annual statement of your membership fees paid. Keep this with your tax records alongside receipts for other medical expenses.
Business Owners
If you own a business, concierge medicine may also be structured as an employee health benefit or business expense. Discuss with your accountant for the best approach.
Important Disclaimers
Please keep the following in mind when considering the tax implications of concierge medicine.
Not Tax Advice
The information on this page is for educational purposes only and does not constitute tax, legal, or financial advice.
Consult Your CPA
Tax situations are highly individual. We strongly recommend consulting a qualified CPA or tax professional about how concierge fees apply to your specific tax return.
Rules Vary by Situation
Federal and state tax rules change frequently and may apply differently depending on your income, filing status, and other factors. What applies to one person may not apply to another.
This information is for educational purposes only and does not constitute tax advice. Consult a qualified tax professional.
Tax Deduction FAQs for Concierge Medicine
Get answers to common questions about deducting your concierge medicine fees. For personalized tax guidance, consult your CPA or schedule a consultation with Dr. Soffer.
Can I deduct my concierge medicine membership fee on my taxes?+
Can I use my HSA or FSA to pay for concierge medicine?+
What is the 7.5% AGI threshold for medical expense deductions?+
Should I get a receipt for my concierge membership fee?+
Related: Who Benefits Most from Concierge + Tax Planning
Snowbirds: Florida Residency + Concierge Care
Seasonal residents who claim Florida domicile pay no state income tax — and concierge medicine fees can still qualify for federal Schedule A deduction when they exceed 7.5% of AGI.
Learn more →Seniors: Concierge Alongside Medicare
Medicare beneficiaries who add concierge membership can still deduct the membership fee as a medical expense — particularly relevant for retirees with high deductibles or supplemental gaps.
Learn more →Is Concierge Medicine Worth It? An Honest Look
The full cost-benefit analysis: who concierge fits, who it doesn't, and how the tax-deduction question fits into the broader value equation.
Read the analysis →Best Concierge Doctors in Palm Beach County
Side-by-side comparison of leading South Florida concierge practices — panel size, annual fees, house-call availability, and what is (and isn't) included in each membership.
Compare practices →Questions About Membership?
Schedule a conversation to learn more about membership costs and tax treatment.
Call
561-468-6981Mailing Address
2901 Clint Moore Rd, Suite 5060
Boca Raton, FL 33496
No physical office — house calls & virtual visits only