Tax Information

Is Concierge Medicine Tax Deductible?

Good news: your concierge medicine membership fee may qualify as a deductible medical expense. Here’s what you need to know.

Dr. Benjamin Soffer, DO — Concierge Medicine Tax Deduction

Dr. Benjamin Soffer, DO

Board-certified internist. Former Chair of Internal Medicine. Associate Professor at FAU. Dr. Soffer limits his concierge practice to approximately 50 patients so he can provide the time and attention every patient deserves.

The Short Answer

Yes, concierge medicine fees may be tax deductible as a medical expense. The IRS has indicated that concierge medicine membership fees paid for medical care can qualify as deductible medical expenses under Section 213(d) of the Internal Revenue Code.

This means that the retainer fee you pay for access to your concierge physician — covering 24/7 availability, same-day appointments, house calls, and extended visits — may be included among your itemized medical expense deductions.

However, every tax situation is different. We always recommend consulting with your CPA or qualified tax professional to understand how this applies to your specific circumstances.

How It Works

Understanding the tax treatment of concierge medicine involves three key concepts.

Medical Expense Threshold

Medical expenses are deductible on your federal tax return to the extent they exceed 7.5% of your adjusted gross income (AGI). You must itemize deductions on Schedule A to claim this.

What Qualifies

The IRS considers concierge medicine membership fees a medical expense when the fee is paid for medical services. The retainer covers your doctor’s time, availability, and direct access to care.

HSA/FSA Eligibility

Concierge membership fees may be eligible for payment through your Health Savings Account (HSA) or Flexible Spending Account (FSA). Check with your plan administrator for specific rules.

What This Means in Practice

Here are some practical examples of how the medical expense deduction works with concierge medicine.

Example: $100,000 AGI

If your adjusted gross income is $100,000, you can deduct medical expenses exceeding $7,500 (7.5%). If your concierge fee plus other medical costs total $10,000, you could deduct $2,500.

Combining Expenses

Your concierge fee can be combined with other qualified medical expenses — prescriptions, specialist copays, dental work, vision care — to help you reach the 7.5% threshold.

Annual Documentation

Dr. Soffer’s office provides an annual statement of your membership fees paid. Keep this with your tax records alongside receipts for other medical expenses.

Business Owners

If you own a business, concierge medicine may also be structured as an employee health benefit or business expense. Discuss with your accountant for the best approach.

Important Disclaimers

Please keep the following in mind when considering the tax implications of concierge medicine.

Not Tax Advice

The information on this page is for educational purposes only and does not constitute tax, legal, or financial advice.

Consult Your CPA

Tax situations are highly individual. We strongly recommend consulting a qualified CPA or tax professional about how concierge fees apply to your specific tax return.

Rules Vary by Situation

Federal and state tax rules change frequently and may apply differently depending on your income, filing status, and other factors. What applies to one person may not apply to another.

This information is for educational purposes only and does not constitute tax advice. Consult a qualified tax professional.

Frequently Asked Questions

Can I deduct my concierge medicine membership fee on my taxes?+
In many cases, yes. The IRS has indicated that concierge medicine fees paid for medical care qualify as deductible medical expenses under Section 213(d) of the Internal Revenue Code. You must itemize deductions on Schedule A, and your total medical expenses must exceed 7.5% of your adjusted gross income. Always consult your tax professional for guidance specific to your situation.
Can I use my HSA or FSA to pay for concierge medicine?+
Many HSA and FSA plans allow concierge membership fees to be paid with pre-tax dollars, since the IRS considers them a qualified medical expense. However, individual plan rules may vary, so check with your HSA or FSA administrator to confirm eligibility before paying.
What is the 7.5% AGI threshold for medical expense deductions?+
To deduct medical expenses on your federal tax return, your total qualifying medical expenses must exceed 7.5% of your adjusted gross income (AGI). Only the amount above that threshold is deductible. For example, if your AGI is $100,000, you can only deduct medical expenses that exceed $7,500.
Should I get a receipt for my concierge membership fee?+
Yes. Dr. Soffer’s office provides an annual statement detailing your membership fees paid during the tax year. Keep this statement along with any other medical expense receipts for your records and tax filing purposes.

Questions About Membership?

Schedule a conversation to learn more about membership costs and tax treatment.

Mailing Address

2901 Clint Moore Rd, Suite 5060
Boca Raton, FL 33496

No physical office — house calls & virtual visits only